Insurance is a safety net for food supply and the economy. Family and commercial farms are reliant on crop insurance for the protection of their farming operations. Regardless of its nature or size, every farm should invest in risk management to safeguard its future and heritage. However, agricultural insurance is a specialised field. No other sector is as affected by climate-related conditions than the farm. Your broker must therefore have a good understanding of how climate changes affect insurance premiums, and how the digital and technological revolutions are changing crop insurance.